Welcome to the Lucas County Save our Homes website. We hope that the information found here will assist you in finding the help you need to prevent a foreclosure sale. Fifty percent of foreclosures can be prevented by calling and working out terms with your mortgage company. Contact your mortgage company and ask to speak to their Loss Mitigation Department.

Homeownership preservation is a top priority, and helping homeowners avoid a foreclosure sale is extremely important. Ohio currently has the unfortunate distinction of having the highest mortgage foreclosure rates in the United States, and Lucas County shares in that distinction. This is due in part to a number of issues, including delinquent real estate taxes, loss of employment, medical emergency, and predatory lending practices. The high rate of foreclosures we are experiencing in Lucas County goes directly against efforts to improve the quality of life for our residents. Lucas County is fighting back. The Lucas County Commissioners office has joined forces with the Lucas County Treasurer, the Lucas County Clerk of Courts, and other community agencies forming the SAVE OUR HOMES TASK FORCE to assist homeowners who are at risk of losing their homes to foreclosure.

Please know that the best thing you can do is to stay in your home! Do not move out of your house, and as you work through the foreclosure process, assistance is available to you. Whether you are in need of assistance with loan or foreclosure counseling or help getting out of a predatory loan, we can get you help.

Individuals seeking assistance should call the United Way of Greater Toledo. An information specialist will access you to accurate information and refer you to the agency that can assist you with your specific situation. Simply call 2-1-1 or 1-800-650-4957 to speak to someone today.

We want to work together to keep you in your home.